About Advance American Funding
Who We Are
Since 2005, Advance American Funding has been a trusted partner for small- to mid-sized businesses across Michigan and the United States. Based in Novi, Michigan, we specialize in providing fast, flexible business financing solutions designed to help entrepreneurs manage cash flow, invest in growth, and keep operations running smoothly.
We know that traditional banks often can’t move fast enough for today’s business owners. That’s why we’ve built a model focused on speed, transparency, and tailored solutions—so you can spend less time waiting on financing and more time growing your business.
What We Offer
At Advance American Funding, we provide a range of financing products to meet your business needs:
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Merchant Cash Advances (MCA): Quick access to capital based on future receivables—ideal for businesses that need funding within 24–48 hours.
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Working Capital Loans: Flexible funding to cover payroll, inventory, equipment repairs, or marketing.
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Business Lines of Credit: Revolving credit that gives you access to cash whenever you need it, helping smooth seasonal or unexpected cash flow challenges.
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SBA Loan Guidance: Support in navigating the SBA loan process, helping you connect with the right lenders and maximize your chances of approval.
Who We Serve
We proudly fund businesses across Michigan and nationwide, with special expertise in industries such as:
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Restaurants & Hospitality
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Retail & E-Commerce
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Auto Repair & Trucking
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Construction & Contractors
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Medical Practices
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Manufacturing & Distribution
Whether you’re a small business in Detroit, an auto shop in Novi, a restaurant in Grand Rapids, or a retailer in Chicago, we’re here to help you secure the capital you need—fast.
Why Choose Advance American Funding?
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Fast Approvals: Many clients receive approval in 24 hours.
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Nationwide Reach: Although we’re Michigan-based, we provide funding solutions to businesses across the U.S.
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Flexible Programs: We match you with the financing that best fits your cash flow, not a one-size-fits-all loan.
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Experienced Team: With decades of combined industry experience, our team understands the challenges small business owners face.
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Transparent Process: No hidden fees or confusing terms—just clear, straightforward funding.
Our Mission
Our mission is simple: to empower business owners with the capital they need to succeed. We believe that access to funding should be fast, fair, and stress-free, so you can focus on what matters most—running your business.
Get Started Today
Looking for fast business funding in Michigan or nationwide? Whether you need a short-term boost in working capital, a line of credit to manage cash flow, or guidance on SBA loans, Advance American Funding is here to help.
👉 Apply Now to see how much your business could qualify for today.
Advance American Funding — FAQs
Who is Advance American Funding?
Advance American Funding is a Michigan-based business financing company helping U.S. small to mid-sized businesses access fast working capital, lines of credit, and merchant cash advances with transparent terms and quick approvals.
How fast can I get funding?
Many applicants receive decisions within 24 hours and funding as soon as the next business day, depending on documentation, revenue, and underwriting.
What financing options do you offer?
We provide Merchant Cash Advances (MCA), Working Capital Loans, Business Lines of Credit, and SBA loan guidance to match different cash-flow needs.
What can I use the funds for?
Common uses include payroll, inventory, equipment repairs, marketing, expansion, and smoothing seasonal cash flow.
Do I need perfect credit to qualify?
No. We review overall business health, including revenue and bank statements. Strong credit helps, but it isn’t the only factor.
Do you fund businesses outside Michigan?
Yes. While we’re headquartered in Michigan, we serve businesses nationwide.
How do I apply?
Apply online in minutes at advanceamericanfunding.com/apply. A funding specialist will follow up to complete your file.