Our Financial Services

Working Capital for your Business!

If your business accepts credit cards, getting cash for your business can be fast and simple. You could receive up to $200,000 per location in less than 10 business days—sometimes in as little as 72 hours.

Advance American Funding eliminates many hassles and delays common with traditional financing. It builds on the strength of your business’s existing and future credit and debit card sales, so a damaged personal credit history is not an immediate disqualifier.

Find a flexible, responsive alternative to traditional financing. Our Merchant Cash Advance gives you options.

What it Is

A Merchant Cash Advance is a funding product providing working capital to business owners. Merchants sell a specific amount of their business’ future credit and debit card receivables (at a discount) in exchange for cash they can use for whatever their businesses need.

Once approved, a lump sum of cash is deposited into the merchant’s business checking account. The collection process is automatically handled by the business’ credit card processor (except for outside the US, call us for details) As each day’s credit and debit card transactions are settled, a specific percentage is forwarded and applied to the remaining Merchant Cash Advance balance.

Because a set percentage of credit and debit card receipts are forwarded, your card-sales volume determines the amount of each payment. No inflexible monthly payment amounts, and no possibility of missed or late payments and their associated penalties.

Our Merchant Cash Advance is a proven, trusted way for you to get quick money for your business needs. You decide how to spend the money, whether it is for renovation, marketing/advertising, taxes or payroll, handling the costs of emergencies, or growth strategies.

There is low documentation, and no personal collateral is required. There are no application fees and no hidden charges. Because it aligns so well with the way they operate, 3 out of 4 qualified customers will return for multiple advances to help stabilize and grow their businesses.

• No fixed payments
• No fixed timeframe
• Completely automated
• We get paid only when you get paid

Here's how it works...

After approval, the money is electronically deposited into your business bank account.		Each time a customer pays for a product or service, a small percentage is set aside.		This percentage automatically goes to paying your cash advance. There are no bills.